How It Works

Built to be simple. Built to be honest. Three steps to take real control of your credit.

Step 1

Start Your $1 Trial

Create your account in under 2 minutes and unlock 7 days of full access for just $1. No long forms, no commitment beyond your trial.

Step 2

Instantly see your credit scores and reports from Equifax, TransUnion, and Experian — side by side, in plain English.

Step 3

Get real-time alerts when something changes, and act before small issues become big ones.

Your dashboard is ready the moment you're in. Here's what you'll see and what you can do.

All three bureau scores, your full report, and your monitoring status in one place.

Push, email, and in-app notifications the moment something on your report changes.

ScoreBuilder, ScoreBoost, and the Best Pay-Down Date calculator guide your next move.

Identify errors, generate dispute letters, and track the bureau response — all from your dashboard.

$1 for your first 7 days. Cancel anytime.

Start My $1 Trial$1 for 7 days. Then $14.95 or $21.95/mo. Cancel anytime.